Minnesota Administrative Rules Agency 224 - MNsure/Minnesota Health Insurance Exchange
The Minnesota Administrative Rules for Agency 224 – MNsure/Minnesota Health Insurance Exchange are consolidated under:
📘 Chapter 7700 – Administration and Operation
Scope: Defines MNsure as Minnesota’s health insurance “exchange” or marketplace, established under Minnesota Statutes Chapter 62V and the Affordable Care Act.
Parts covered: Includes 7700.0010–7700.0105, covering definitions, administrative structure, eligibility processes, enrollment procedures, navigators, cost-sharing reductions, and qualified health plans (law.cornell.edu, regulations.justia.com).
Key Definitions Highlighted in Part 7700.0020
Some important definitions include:
MNsure – the Minnesota Insurance Marketplace under Statutes Chapter 62V
Qualified Health Plan (QHP) – health plans certified under ACA guidelines to be offered through MNsure
Individuals and entities like navigators, in-person assisters, insurance producers, cost-sharing reductions, premium tax credits, and enrollment processes are explicitly defined
Administration & Operational Provisions
Governance structures, staff roles, eligibility criteria, and subsidy mechanisms are spelled out in these parts.
Enrollment rules specify eligibility determination, integration with public programs, and system definitions.
Authority & Updates
These rules are maintained by the Minnesota Office of the Revisor of Statutes; authoritative language can be found on the "Agency 224" page.
Justia and Cornell LII also index Chapter 7700, though they caution updates might not be fully current.
MNsure was legally formed March 2013 and launched its marketplace in October 2013.
📌 Why This Matters
These rules operationalize how Minnesotans apply for, enroll in, and receive private and public health insurance via MNsure.
They enforce consumer protections, subsidy mechanisms, and roles for helpers like navigators and brokers, directly shaping access to affordable coverage.
🔍 How to Explore Further
Visit the Revisor of Statutes website and search for Agency 224 to view full texts of Parts 7700.0010–.0105.
Use Justia or LII for searchable rule versions (but verify currency via Revisor’s site).
For historical context and interpretation, the Office of the Legislative Auditor provides reports and evaluation (e.g., post-2013 implementation).
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