Wisconsin Administrative Code Department of Financial Institutions
Here’s a breakdown of the Wisconsin Administrative Code as it relates to the Department of Financial Institutions (DFI):
📘 Core Administrative Code Chapters
Division of Banking (DFI‑Bkg)
Chs. DFI‑Bkg 1–9: General bank regulatory rules.
DFI‑Bkg 11: Banking procedural rules—e.g., § 11.01 governs procedures in hearings before the Division’s administrator (docs.legis.wisconsin.gov, law.cornell.edu).
DFI‑Bkg 73–79: Licensed financial services – rules for collection agencies (74), payday lenders (75), sales finance (76), pawnbrokers (77), title lenders (78), money transmitters (79) (dfi.wi.gov).
Division of Savings and Loans (DFI‑SL / DFI‑SB)
DFI‑SL 1–22: Rules specific to savings & loan associations.
DFI‑SB 1–22: Rules for savings banks (dfi.wi.gov).
Credit Unions (DFI‑CU)
DFI‑CU 51–75: Governance and operational rules for state-chartered credit unions (dfi.wi.gov).
Consumer & Corporate Services (DFI‑CCS / DFI‑WCA)
DFI‑CCS 25: Notary Public and Notarial Acts rules (dfi.wi.gov).
DFI‑CCS 10, 20: Regulations on filing fees and cable/video franchises, etc. .
DFI‑WCA 1: Administrative rules under the Wisconsin Consumer Act (dfi.wi.gov).
📰 Statutes vs Rules
Statutes: Enacted laws by the legislature (e.g., Wis. Stat. chapters 220, 214–223 for financial institutions; ch. 186 for credit unions; ch. 140 for notaries; chs. 421–427, 429 for Consumer Act).
Administrative Code: Detailed regulations adopted by DFI under those statutes.
🔍 How to Access
The DFI website provides direct access to statutes and rules by topic (e.g., banking, credit unions, notary, UCC, business entities) (dfi.wi.gov, dfi.wi.gov, dfi.wi.gov).
Legal websites (e.g., Cornell LII, Justia) host searchable, though sometimes slightly outdated, versions of DFI‑code chapters (law.cornell.edu).
✅ What You Can Do Next
Looking for a specific code section? Let me know the agency division (e.g., banking, credit unions, consumer services) and subject (e.g., finance charges, notary rules), and I can locate the exact DFI‑chapter and section number.
Accessing official text? I can guide you to the DFI’s online code repository or pull specific extracts.
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